:root{--navy:#073b63;--deep:#062b49;--teal:#0a9aa6;--light:#f5fbfc;--text:#173047;--white:#fff}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:var(--white)}
a{color:var(--navy)}
.header{background:#fff;border-bottom:1px solid #e5eef1;position:sticky;top:0;z-index:10}
.nav{max-width:1180px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:14px 22px;gap:20px}
.logo-wrap img{width:210px;max-height:70px;object-fit:contain}
.nav-links{display:flex;gap:20px;align-items:center;flex-wrap:wrap}
.nav-links a{text-decoration:none;color:var(--navy);font-weight:700}
.nav-cta{background:var(--navy);color:white!important;padding:10px 16px;border-radius:7px}
.hero{background:linear-gradient(135deg,rgba(7,59,99,.94),rgba(10,154,166,.90));color:white;padding:80px 22px}
.hero-inner{max-width:1120px;margin:auto;display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:35px}
.hero h1{font-size:48px;line-height:1.12;margin:0 0 18px}
.hero p{font-size:21px;margin:0 0 24px}
.hero-card{background:white;color:var(--text);padding:28px;border-radius:16px;box-shadow:0 18px 45px rgba(0,0,0,.16)}
.hero-card h3{margin-top:0;color:var(--navy)}
.btn{display:inline-block;text-decoration:none;padding:14px 22px;border-radius:8px;font-weight:800;margin:6px 8px 6px 0}
.btn-primary{background:white;color:var(--navy)}
.btn-dark{background:var(--navy);color:white}
.btn-teal{background:var(--teal);color:white}
.section{max-width:1120px;margin:auto;padding:64px 22px}
.section-light{background:var(--light);max-width:none}
.section-light>*{max-width:1120px;margin-left:auto;margin-right:auto}
h2{color:var(--navy);font-size:34px;line-height:1.2;margin:0 0 14px}
.lead{font-size:19px;max-width:850px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:20px;margin-top:30px}
.card{background:white;border:1px solid #dfecef;border-radius:14px;padding:24px;box-shadow:0 8px 25px rgba(0,0,0,.04)}
.card h3{color:var(--teal);margin-top:0;margin-bottom:8px}
.checklist{list-style:none;padding:0;margin:20px 0 0}
.checklist li{padding:8px 0}
.checklist li::before{content:"✓";color:var(--teal);font-weight:900;margin-right:10px}
.band{background:var(--navy);color:white;padding:50px 22px;text-align:center}
.band h2{color:white}
.contact-box{background:var(--light);border-left:5px solid var(--teal);padding:26px;border-radius:12px;margin-top:24px}
.footer{background:var(--deep);color:white;padding:34px 22px;text-align:center}
.footer a{color:white}
.footer p{margin:6px 0}
@media(max-width:800px){.hero-inner{grid-template-columns:1fr}.hero h1{font-size:36px}.logo-wrap img{width:180px}}